This is a draft prepared for review and has not been approved by an attorney. It must be reviewed and finalized before RORU relies on it.
Draft version 1 — November 2026
1. About this website
This site provides general information about RORU, careers and life insurance. RORU is a sales organization and is not an insurance carrier. Nothing here is an offer of insurance or a solicitation in any state where the person offering it is not licensed.
2. Eligibility
You must be at least 18 years old and able to form a binding agreement to use the portals or submit an application.
3. No professional advice
Content is educational and is not insurance, legal, tax or financial advice. Coverage decisions should be made with a licensed professional.
4. Careers and applications
Submitting an application does not guarantee an interview, a position, a license, an appointment or any earnings. Selling insurance requires the appropriate licenses, carrier appointments and authorizations. You confirm that the information you submit is accurate and that you have the right to share it.
5. Accounts and portals
Applicant and team portals are for authorized individuals only. Keep your sign-in links, passwords and verification codes private; you are responsible for activity under your account. Tell us right away if you think your account was accessed without permission. We may suspend access that is unauthorized, inaccurate or unsafe.
Team members agree to enter sales information truthfully. Sales submitted in the portal are reviewed before they count, and amounts shown are annual premium, not commission or earnings.
6. Acceptable use
Do not misuse the site; attempt to access systems or data you are not authorized to access; probe or test the security of the site; submit false information; interfere with its operation; or use automated means to submit forms or collect data.
7. Communications
If you ask to be contacted you agree to be contacted about your inquiry as described in our Communications Notice.
8. Third-party links and services
We are not responsible for the content, policies or practices of third-party sites or services, including video platforms and community platforms such as Discord.
9. Intellectual property
The RORU name, logo, design and content belong to RORU or its licensors and may not be used without written permission. You may not copy, modify or distribute site content except as allowed by law.
10. Disclaimer and limitation of liability
The site is provided “as is” and “as available”. To the extent allowed by law, RORU disclaims all warranties and is not liable for indirect, incidental or consequential damages arising from your use of the site. [Wording to be finalized by counsel.]
11. Governing law and disputes
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. [Venue, dispute resolution and any arbitration or class-waiver language to be confirmed by counsel.]
12. Changes and termination
We may change these terms or the site at any time. Continued use after a change means you accept it. We may suspend or end access at any time.
13. Contact
Questions about these terms can be sent to contact@rorrostudio.com or through the Contact page.